3665 E O'Gara RdHarrison, ID 83833

3
Beds: 4.5
Baths: 3,286
Sq ft: 1.78 acres
Lot

About this home

***RARE FINANCING OPPORTUNITY! Existing loan with a 2.625% interest rate may be assumable by a qualified buyer, subject to lender approval and existing loan terms.*** Experience the best of North Idaho lake living from this exceptional secondary waterfront home overlooking beautiful Lake Coeur d'Alene. Walls of windows capture breathtaking panoramic lake views and unforgettable sunsets, creating a spectacular backdrop for everyday living and entertaining. Offering 3 bedrooms, 4.5 bathrooms, dedicated office space, and a large loft, the home provides a versatile and spacious layout ideal for both full-time living and a North Idaho retreat. Recent improvements include a new HVAC system installed in 2025 and a new upper-deck awning installed in 2026, adding comfort and enhancing the outdoor living space. Step outside and unwind in the hot tub while taking in the incredible lake views, or head down to the private community beach and your TWO boat slips for a day on the water. Outdoor recreation is close at hand with convenient access to the 73-mile Trail of the Coeur d'Alenes, perfect for biking, walking, and exploring the beauty of North Idaho. Enjoy the privacy and tranquility of lake living while remaining approximately 45 minutes from Coeur d'Alene and 1 hour 30 minutes from Spokane International Airport. Come for the view, stay for the lifestyle, and make every sunset your own.

Features and details

Overview

Status: Pending
Property type: Residential Waterfront Secondary
Year built: 1993
Price per sq ft: $435
Listed: Aug 20, 2026
Days on market: 67
Listing number: 26-8634

Location

City: Harrison, ID 83833
County: Kootenai County
Subdivision: Lacon Tracts

Financial

Property tax: $4,384 / year

Interior

Appliances: Gas Range, Electric Dryer, Electric Water Heater, Wine Refrigerator, Washer, Refrigerator, Microwave, Disposal, Dishwasher
Interior features: Fireplace, High Speed Internet, Jetted Tub, Smart Thermostat, Washer Hookup
Flooring: Wood, Tile, Carpet
Basement: Finished, Daylight, Walk-out
Laundry: Electric Dryer Hookup
Heating: Fireplace(s), Electric, Propane, Forced Air, Heat Pump
Cooling: Central Air

Exterior and lot

Exterior features: Boat Slip, Fire Pit, Open Deck, Pergola, Spa/Hot Tub
Construction: Wood Siding, Frame
New construction: No
Roof: Composition
Foundation: Concrete Perimeter
Lot features: Sprinklers In Rear, Sprinklers In Front, Open Lot, Irregular Lot, Sloped, Landscaped, Level, Southern Exposure, Wooded, CDA Reservation
Other structures: Gazebo

Views and water

View: Mountain(s), Lake
Water body: Coeur d'Alene Lake

Parking

Parking: Paved Parking, RV Parking - Open
Garage stalls: 2 Car
Garage type: Det Garage

Community

Association: Lacon Coop
Association fee includes: Water

Utilities and location

Sewer: Septic Tank
Water source: Community System
Road surface: Paved
Road maintenance: Public Maintained Road
School district: Kootenai - 274
Zoning: County RES

Payment estimate

Estimated monthly payment$7,994/mo

Principal and interest$7,629
Property tax$365

Estimate only, not a loan offer or commitment. Your actual rate, payment and terms depend on your lender and credit. Excludes homeowners insurance and mortgage insurance.

Location

3665 E O'Gara Rd, Harrison, ID 83833.

More homes in the area

Listing courtesy of St Maries Realty, Ramona Bratiloveanu, (208) 582-6890

The data relating to real estate for sale on this website comes in part from the ID - Coeur d'Alene MLS (CDAR). Real estate listings held by brokerage firms other than Keller Williams Realty Coeur d'Alene are marked with the IDX logo and detailed information about them includes the name of the listing broker. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed and should be independently verified. Information provided by ID - Coeur d'Alene MLS (CDAR).

Listing data last updated October 27, 2026 at 8:40 AM PDT.